Volvo XC40 at 5.9% APR Representative over 49 months when finance on Personal Contract Purchase*
Volvo XC40 at 5.9% APR Representative over 49 months when finance on Personal Contract Purchase*
Volvo XC40 T3 Momentum

The Volvo XC40 available at 5.9% APR Representative over 49 months when financed on Personal Contract Purchase with Volvo Car Financial Services*

XC40 Personal Contract Purchase Offers

Fuel TypePetrolPetrolPetrolRecharge
ModelXC40 T3 FWD Momentum Manual Metallic
XC40 T3 FWD R-Design Manual Metallic
XC40 T3 FWD Inscription
Manual Metallic
XC40 T4 FWD R-Design
Plug-in hybrid
Automatic Metallic
Monthly Payments£299 £299 £299
Customer deposit
£4,816.03 £5,575.01 £5,598.37 £6,418.86
Finance deposit contribution£0 £0 £0 £0
APR5.9% 5.9% 5.9% 5.9%
On the road price £30,295.00 £32,170.00 £32,520.00 £39,705.00
Retailer contribution £1,420.00 £1,513.75 £1,512.50 £1,534.00
Revised on the road price£28,875.00 £30,656.25 £31,007.50 £38,171.00
Amount of credit£24,058.97 £25,081.24 £25,409.13 £31,752.14
Interest charges£4,528.03 £4,797.64 £4,884.12 £5,949.24
Total amount payable£33,403.03 £35,453.89 £35,891.62 £44,120.24
Optional final payment£14,235.00 £15,526.88 £15,941.25 £18,549.38
Duration of agreement (months)49 49 49 49
Fixed rate of interest p.a3.04% 3.04% 3.04% 3.04%
Mileage per annum10,000 10,000 10,000 10,000
Excess mileage charge14.9p per mile 14.9p per mile 14.9p per mile 14.9p per mile
*Finance subject to status. Subject to availability at participating dealers only on vehicles registered by 31st December 2020. At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Terms and conditions apply. Applicants must be 18 or over. Guarantee/Indemnity may be required. Volvo Car Financial Services RH1 1SR. Retail offer only. Excludes fleet operators and business users.

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New Volvo XC40

Compact and agile yet big on innovation, the new Volvo XC40 is designed for city life. With its spacious interior and cutting-edge features to make every day more convenient, this award-winning model steals the limelight everywhere it goes.


There’s no mistaking the XC40: despite its small dimensions it has a muscular exterior and imposing stance, which suggests it’s ready for anything. From the front it’s unmistakably a Volvo, while from the side its sleek look is accentuated by a floating roof which can be specified in a contrasting colour. Further options are available for its wheel designs, and you can add a rear spoiler for improved airflow and style, making this model completely your own.

Step inside and be instantly welcomed by a relaxed, comfortable cabin. Ergonomic seats are positioned to fit snugly around you and give you a clear view of the road, and the rear has plenty of room for passengers to stretch out. The customisation continues with a choice of colours and fabrics for the upholstery and trim, so you can create the perfect driving environment.


Whether you pick petrol or diesel power, you’ll find the new XC40 composed and agile on city streets and country lanes, where it’s built to perform. The four-wheel drive variants come with an eight-speed automatic gearbox which delivers swift acceleration and ample control in a range of conditions, giving you flexibility at both low and high speeds. Meanwhile, the soft suspension smooths out bumps in the road for a settled ride.